Gable by Gaidant - Singapore Real Estate Platform
From the Real Estate Salesperson exam to the closing table. Every answer is grounded in Council for Estate Agencies, Housing and Development Board, Urban Redevelopment Authority, Inland Revenue Authority, Singapore Land Authority and Central Provident Fund public sources - and every answer cites where it came from.
Three people, one platform
For candidates
An independent, statute-sourced study companion for Singapore's Real Estate Salesperson (RES) exam. Practice questions and timed mock papers aligned to the Council for Estate Agencies (CEA) syllabus, kept fresh as the rules change.
Explore →For qualified salespersons
Drafts WhatsApp replies at 11pm. Walks a client's Housing and Development Board, Central Provident Fund and Additional Buyer's Stamp Duty situation with cited sources. Writes a listing that clears CEA advertising rules before it goes live. You review, sign off, send.
Explore →For buyers and sellers
Describe your next home in two minutes; get five ranked units with Central Provident Fund, Loan-to-Value, Buyer's Stamp Duty and Additional Buyer's Stamp Duty math already done. For sellers, a flat-fee listing that writes, syndicates and triages for you.
Explore →For Real Estate Salesperson candidates
Gable is an independent study companion for Singapore's Real Estate Salesperson (RES) exam. It is a supplement to your Council for Estate Agencies (CEA) approved RES course - not a replacement - and it is not affiliated with, endorsed by, or approved by the Council for Estate Agencies.
The RES exam is two papers of 100 marks each, with 60% to pass and both sections cleared - and it runs roughly quarterly. A first attempt costs candidates more than S$1,700 once the course fee and paper fees are counted, and a fail delays a real-estate career by three months. Practice questions are the scarce good; print revision booklets go stale silently every time Housing and Development Board, Urban Redevelopment Authority or Inland Revenue Authority edits a page.
Gable's question bank is original, written to the Competency Units 1 to 4 (CU1-CU4) syllabus, and every question links back to a dated snapshot of the underlying statute or agency page. A regulation-monitor loop crawls CEA, HDB, URA, Singapore Land Authority (SLA), Inland Revenue Authority of Singapore (IRAS), Monetary Authority of Singapore (MAS) and Singapore Statutes Online (SSO) daily and re-verifies affected questions when the rules move - Additional Buyer's Stamp Duty, Seller's Stamp Duty, HDB Standard, Plus and Prime tiers, Loan-to-Value caps, the lot.
The AI tutor is scoped to the syllabus. It cites the source it used, declines transaction-specific questions, and treats itself as educational content rather than advice. A free tier lets you judge the freshness for yourself before paying.
For qualified salespersons
Gable drafts. You review, sign off, and send. You stay the licensed salesperson. Gable stays your tool.
Singapore's roughly 35,000 Council for Estate Agencies registered salespersons largely operate as solopreneurs inside a brand shell. You self-fund your PropertyGuru listings, buy your own leads, run your own WhatsApp Business, and personally carry the CEA compliance liability. The tool you actually need isn't an enterprise customer relationship management system. It's a companion that answers at 11pm, gets the Housing and Development Board grant math right the first time, and drafts a listing that clears CEA advertising rules before it goes live.
Gable is that companion. It's grounded in Housing and Development Board, Urban Redevelopment Authority, Inland Revenue Authority, Central Provident Fund and Council for Estate Agencies public sources, and every answer cites the page it came from. It's WhatsApp-first, because that's where leads actually land. And it always frames its output as a draft - because under the Council for Estate Agencies Practice Guidelines, the registered salesperson remains responsible for what is sent.
It does not negotiate on your behalf. It does not give financial or legal advice. It does not pretend to replace you. It closes the gap between "what does the rule say for this client?" and "a message I can review and send in ninety seconds."
Qualifies inbound leads, extracts budget, timeline and property type from the conversation, drafts a reply for you to review and send.
Housing and Development Board (HDB) grants - Enhanced CPF Housing Grant (EHG), Family Grant, Proximity Housing Grant (PHG) - Central Provident Fund (CPF) Ordinary Account usage, Additional Buyer's Stamp Duty (ABSD) tiers, Buyer's Stamp Duty (BSD), Seller's Stamp Duty (SSD), resale levy, Ethnic Integration Policy (EIP) or Singapore Permanent Resident (SPR) quotas, Minimum Occupation Period (MOP) - the numbers your client actually asks about, cited to source.
PropertyGuru, 99.co and social copy with your Council for Estate Agencies (CEA) registration number, agency licence, and no prohibited superlatives. The registered salesperson still signs off.
Coordinates seller, buyer and co-broke agent across WhatsApp threads. Drafts the post-viewing follow-up while it's still fresh.
Urban Redevelopment Authority (URA) caveats and comparables into a client-ready Comparative Market Analysis (CMA). Minimum Occupation Period anniversary and market-update nudges for cold leads on your book.
For buyers and sellers
Skip 200 listings and start with five that fit your salary, school zone and commute - with Central Provident Fund, Loan-to-Value and stamp-duty math already done. For owners, a flat-fee listing that writes, syndicates and triages for you.
PropertyGuru is where the inventory lives, so Gable sits on top of it. It reads listings from PropertyGuru, 99.co, SRX and EdgeProp; asks you what you actually want in plain English; and returns a ranked shortlist, refreshed daily. Every unit comes with the numbers a Singapore buyer needs - Central Provident Fund (CPF) Ordinary Account usage, Loan-to-Value (LTV) cap, Total Debt Servicing Ratio (TDSR) headroom, Buyer's Stamp Duty (BSD), Additional Buyer's Stamp Duty (ABSD) by residency status, monthly cashflow - each cited to public Housing and Development Board, Inland Revenue Authority and CPF rules.
Stale listings, bait pricing and the coy "call for price" pattern are flagged, not featured. When you find one you want, Gable pulls the recent Urban Redevelopment Authority caveats on the exact stack and drafts a data-backed offer - a message you review and send, or hand to a Council for Estate Agencies registered salesperson from the Public Register.
For owners and landlords: Gable writes the listing, syndicates it across marketplaces, triages the enquiries, and coordinates offers - for a flat fee, not a percentage of your sale price. Bring your own agent only if you want one.
For buyers
Two-minute brief. Five ranked units with full feasibility math. Drafted enquiries and offers you review before Gable sends. No boosted listings polluting your search. No sign-up needed to browse.
For owners
Gable writes the listing, syndicates it, triages the enquiries, and coordinates offers. A flat listing fee replaces the traditional 1-2% commission for owners who want to run their own sale. Optional referral to a CEA-registered salesperson if you decide you want one.
Why Singapore-anchored matters
Every calculator, form, question and answer in Gable is grounded in a Singapore public source: the Council for Estate Agencies for licensure and advertising rules, the Housing and Development Board for grants and eligibility, the Urban Redevelopment Authority for planning and caveats, the Inland Revenue Authority for stamp duties, the Singapore Land Authority for tenure and land, the Central Provident Fund Board for Ordinary Account usage, the Monetary Authority of Singapore for Loan-to-Value and Total Debt Servicing Ratio frames, the Ministry of National Development for policy anchors, and Singapore Statutes Online for the underlying statutes. Every AI answer shows the page it came from with the date of the snapshot. Rules move in Singapore two to four times a year - a daily regulation-monitor loop crawls those sources, hash-diffs them, and re-verifies affected content before it reaches you. This is not a generic large language model with a Singapore prompt. It's a Singapore-anchored agent that refuses to answer what its sources don't support.
Try Gable on a real question - a past Real Estate Salesperson paper, a client's Housing and Development Board, Central Provident Fund and Additional Buyer's Stamp Duty situation, a listing you're about to write, or a home you're hunting for.
Gable is not affiliated with, endorsed by, or approved by the Council for Estate Agencies. All content is educational and informational - it is not real-estate, financial, or legal advice, and it does not replace a Council for Estate Agencies registered salesperson, a licensed mortgage broker, or a lawyer. Sources are cited as of their crawl date; verify against the live official source for any material decision.